Home & Auto Insurance

Service brought to you by ETC Insurance Inc.

Car Insurance

Protect your car and everyone in it. Regardless of the type of vehicle you drive, a car, van, SUV, or pickup truck, you are required by law to have a car insurance policy wherever you are in Canada.

Car insurance provides you with financial protection against physical damage or bodily injury resulting from an accident or collision, as well as the liability you face that may arise from incidents that occur driving a vehicle whether you own it or not.

Factors effect your rate:

  • Age and gender
  • Marital status
  • Where you live
  • Driving experience and driving record
  • Type of vehicle
  • Annually kilometres
  • Insurance history



保護您的汽車和車內所有人。在加拿大無論您身處任何地方,當您駕駛的任何車輛 (不論汽車、貨車、SUV 或Pickup 貨車) 法律都要求您擁有汽車保險險。



  • 年齡和性別
  • 婚姻狀況
  • 居住的地方
  • 駕駛經驗和駕駛記錄
  • 車輛類型

Home Insurance

Protect your home and family against theft, loss, and damage from unexpected. Home insurance is not legally required in Canada, however your mortgage lender will require you to have it.

Type of home insurance:

  • Condominium
  • Tenant
  • Seasonal cottage
  • Landlord


  • Contents – clothing, furniture, electronics, etc. Better to keep a record of your belongings.
  • Liability – protect you if someone is injured on your property, damage is caused to your neighbours by your property. It will help to protect you whether someone sues you or not.
  • Living expense – cost
  • Protect your stuff and personal belongings.





  • 公寓
  • 租戶
  • 季節性小屋
  • 房東


  • 物品—衣服、家具、電子產品等。記錄下您的財物。
  • 責任—保障各下有人在您的房子範內受傷,或者因您房子對您的鄰居造成損害。無論在是否有人起訴您的情況下,亦會對您作出保障。
  • 生活費—成本。
  • 保護您的財物和個人物品。

Business Insurance

Protect your business without the hassle. Regardless of the size of your business, having Commercial General Liability Insurance is critical to its survival.

Choose from our range of customizable commercial business insurance products and services to keep your business operational in the event of the unexpected.

Type of Business insurance:

  • General Liability
  • Professional Liability
  • Errors and Omissions
  • Director and Officers Liability
  • Cyber Liability
  • Commercial Auto
  • Commercial Property
  • Business Interruption





  • 一般責任
  • 職業責任
  • 錯誤和遺漏
  • 董事和高級職員的責任
  • 網絡責任
  • 商用汽車
  • 商業地產
  • 業務中斷

Contact Us

Property and Casualty Insurance : Yvonne Au

Phone: 647-980-2998

Email: yvonne.au@etcinsurance.ca